Privacy Policy
This Privacy Policy describes our privacy practices for all clients - current, former, and future - who provide nonpublic personal information in the course of using our website. The Pangburn Group website is owned and operated by The Pangburn Group, Inc. ("Pangburn"). Pangburn is committed to protecting the privacy of all plan participants, plan sponsors, producers, and other contacts associated with the recordkeeping of their benefit plan and/or employer owned life insurance policies. This Privacy Policy applies to Pangburn websites only. Websites not operated by Pangburn may link to and from our website and may have different privacy policies. Users should read the privacy policies of other websites they visit for further information.
WHAT INFORMATION DO WE COLLECT?
Pangburn websites are designed to provide useful, accurate, and innovative tools to manage and review your nonqualified benefit plan and policy information. We maintain both a public website with general information and a secured website that requires login credentials. The public site may be viewed without any personal identification; however, we may ask you to provide personal information when you need to access plan-specific information, request administrative support, download reports or plan documents, report a problem with this website, or contact us for any other reason.
Like many websites, we use "cookies" to enhance your experience and gather information about visitors and visits to our websites. Please refer to the "Do we use cookies?" section below for information about cookies and how we use them.
HOW DO WE USE YOUR INFORMATION?
Pangburn may use your personal information collected through this site to provide services to you or to carry out the transactions you have requested; customize our website's content, services, and our marketing and promotional efforts; for other purposes, as disclosed to you at the point of collection; or as required or permitted by law. Pangburn may track usage statistics such as date and time of last login to collect information in identifying the level of interest, and to identify system performance and problem areas.
HOW DO WE PROTECT PERSONAL INFORMATION?
We implement a variety of security measures to maintain the safety of your personally identifiable information ("PII"), specifically industry-standard TLS (Transport Layer Security) encryption. Your PII is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.
Please note that despite our reasonable efforts, no security measure is ever perfect or impenetrable, so we cannot guarantee the security of your personal data. To protect against unauthorized access to your data, we encourage you to utilize a strong, unique password and to close your browser after you have visited the Pangburn website. Additionally, some internet browsers may save user names and passwords. This feature will automatically complete any login for you and may allow people at your computer to use your logins without knowing your passwords. For your security, please review your internet browser's "Help" section or contact their Customer Support to see if this option is available and how to turn it off.
DO WE USE COOKIES?
Yes. Cookies are small files that a website or its service provider transfers to your computer's hard drive through your web browser (if you allow) that enables the website's or service provider's systems to recognize your browser and capture and remember certain information.
Most website browsers automatically accept cookies; however, if you would prefer not to receive cookies, your browser can be set to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser. If you choose to have your browser refuse cookies, it is possible that some areas of our website will not function properly when you view them.
DO WE SHARE THE INFORMATION WE COLLECT TO OUTSIDE PARTIES?
Although it may be necessary to share your information in certain circumstances (legal or regulatory compliance purposes, to conduct business on your behalf with producers, agents, brokers, life insurance carriers, etc.), you can be assured that PII will not be sold, traded, or otherwise transferred to outside parties or otherwise misused. The term "outside parties" does not include our business. It also does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
HOW CAN YOU OPT-OUT, REMOVE OR MODIFY INFORMATION YOU HAVE PROVIDED TO US?
You may use your secure login (where applicable) to modify the contact information maintained by The Pangburn Group. For all other requests, including account deletion, please contact your account manager or email info@pangburngroup.com. Please note that we will have to coordinate deletion of any benefit plan data with your plan sponsor, and by opting out we may no longer be able to recordkeep your plan data.
YOUR CONSENT
By using our website, you consent to our Privacy Policy and to the collection and use of the information as described here.
CHANGES TO THIS PRIVACY POLICY
We may make changes to this Privacy Policy from time to time. If we do so, we will post those changes on this page and update the Privacy Policy modification date. This policy is reviewed annually and was last modified on August 23, 2021.
CONTACT US
If you have any questions about this Privacy Policy, please contact us at info@pangburngroup.com